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When Theresa Smalley received a note from Richie last January asking if she wanted to chat, she was flattered. The two began exchanging e-mails, friendly at first, but quickly swelling in intensity and passion.

By Valentine's Day, Smalley received a box of chocolate candy, a teddy bear, and a helium balloon that said "I love you." Smalley, 46, was hooked, even though she had never met him.

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He was helping build a stadium in Nigeria, he said. I had no qualms whatsoever cashing (the money orders)," Smalley said.

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Richie's picture showed a jolly, bearded man curled up on a couch with a cat rubbing his face.

"Loving, caring and hardworking," the online dating profile said.

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